Grow your knowledge and your money

Know how to get ahead and make more of your money, with information, ideas and news alongside a complete view of your finances.
All in the Grow by ANZ app. 

Grow your knowledge

Tap into the Grow Insights digital magazine for a wealth of easy tips and information. It’s all about helping you to make the most of your money and plan for the future. See how something as simple as contributing to your spouse’s super can save you tax, and give more for retirement.

What people are saying about Grow by ANZ app

"Everyone needs this app"

The simple design made me want to do more with my money instead of it being a chore

"Super, easy!"

I really like this... super is now something tangible I can see every day... also found an old account I didn't know about

"Best banking app, plus shares"

Makes banking so easy... I also opened a new share account, no forms or waiting around.


It’s free to get started

Get started with ANZ

Browse our range of simple ANZ accounts to find the right account for you, or book your A-Z Review® at your local branch to help get you on track.

Download the app

Once you have an ANZ account, download the app on your iPhone, iPad or iPad mini.
Grow can be registered on up to 5 Apple iOS devices. Each device will be linked to your Customer Reference Number (CRN) so you will only need the one PIN for all devices.


Register and confirm

Next, enter your Internet Banking login details and your mobile number, and create a secure 4-digit PIN.

Confirm and complete your registration by entering the code sent to you via SMS.

Important Information Show more

Grow by ANZ is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.

This information is general in nature only and does not take into account your personal objectives, financial situation or needs. Please consider its appropriateness to you before you make investment decisions. Past performance is not an indication of future performance.

ANZ recommends that you read the Grow Terms and Conditions available at and consider if this service is appropriate to you prior to making a decision to acquire or use Grow by ANZ.

The Grow by ANZ Terms & Conditions and Licence Agreement is available to download here. By installing this app, you acknowledge and accept the Grow by ANZ Terms & Conditions and Licence Agreement and agree to receive those terms and conditions and any amendments to them electronically via the App Store or your Mobile Device. You acknowledge that ANZ will not send you a paper copy. 

ANZ Smart Choice Super and Pension is issued by OnePath Custodians Pty Limited ABN 12 008 508 496 (OnePath). OnePath is not a bank. Except where stated, the obligations of OnePath are not deposits or liabilities of ANZ. ANZ does not guarantee OnePath or investments in the product.

Other key features are relevant when choosing a super fund, including performance.

Before re-directing your super or moving your money into ANZ Smart Choice Super, you will need to consider whether there are any adverse consequences for you, including exit fees, other loss of benefits (e.g. insurance cover) or increase in investment risks.

The Share Investments service is provided ETRADE Australia Securities Limited ACN 078 174 973 (E*TRADE). E*TRADE is not a bank. Except for deposits in your ANZ Cash Investment Account, obligations of E*TRADE are not deposits or liabilities of ANZ. ANZ does not guarantee E*TRADE.

E*TRADE and the E*TRADE logo are registered trademarks of E*TRADE Financial Corporation (E*TRADE Financial). E*TRADE Financial has granted ETRADE Australia Securities Limited the right to use certain registered trademarks. E*TRADE Australia Securities Limited is not an affiliate of E*TRADE Financial.

ANZ Home Insurance, ANZ Car Insurance, ANZ Landlord Insurance and ANZ Travel Insurance are issued by QBE Insurance (Australia) Limited. ANZ Life Insurance, ANZ 50+ Life Cover, ANZ Critical Illness Cover and ANZ Income Protection are issued by OnePath Life Limited. ANZ does not guarantee these products or the issuers for these products, QBE and OnePath Life.

You should read the ANZ Financial Services Guide, the relevant Product Disclosure Statement, terms and conditions and/or any additional information for these products available on and consider if the product  is right for you.

ANZ does not represent or guarantee that access to Grow by ANZ will be uninterrupted. Temporary service disruptions may occur.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Grow by ANZ is currently available on iOS devices only (iPad, iPad mini or iPhone). You must be running iOS 7 (or greater) to use the app, which is available from the iTunes App Store.

You need an Australian ANZ Australia Customer Registration Number (CRN) to register and use the app. You also need an Australian residential and postal address to open an ANZ Smart Choice Super account using Grow.

Grow by ANZ is a trade mark of ANZ. ANZ goMoney™ is provided by and is a trademark of ANZ. ANZ goMoney™ for Android™ is only available in Google Play™. ANZ goMoney™ for iPhone is only available from the App Store. iAndroid and Google Play are trademarks of Google Inc.