Funeral cover with premiums that never go up.

Additional features

The ANZ 50+ Life Cover guarantee.

Funeral insurance - dog sleeping on lap

Guaranteed cover, guaranteed for life.

With ANZ 50+ Life Cover, we promise to give you cover, no matter what your current health. And we promise never to raise your premiums.

Once your cover is in place, it continues for life*.

*Provided you keep paying your premiums.

Keep all your insurance in one place.

image Grow App

Grow makes it easy to protect what matters most.

Grow by ANZ allows you to link and view policies you have with ANZ and other insurers in one place.

  • Keep your cover within easy reach, 24/7 on your iPad or iPhone​
  • Get quick quotes and apply digitally, without any paperwork​
  • Work out how much life cover you may need with a simple calculator
Find out more

How to apply or find out more


It only takes a few minutes to get started. Get a quote or apply online today.

Grow by ANZ

Download the app and apply with just a few taps.

Call 13 16 14

Talk to a specialist in our call centre: 8am–7pm (Sydney time), Monday to Friday.

Request info pack

With everything you need to know to start protecting you and your family.

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Making a claim Show more

Claiming on life insurance comes at an extremely stressful time for your loved ones. So we try to make it as simple and straightforward as we can. And we’ll generally pay your claim in two working days.

  • To get started with a claim, simply: Call 13 16 14
  • Write to ANZ Critical Illness Cover, PO Box 4028 or Level 9, 242 Pitt St, Sydney, 2000
  • Send a fax to 02 8937 7121
  • Email

As a handy tip, you can use Grow by ANZ to keep your policy details within easy reach for when you need them.​

Not sure? Learn more about insurance Show more

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Important information Show more

1 Life benefit not paid with in first 12 months except for Accidental death.

2 Accidental death is defined in the "what are the benefits and when are they paid" section of the PDS.

3  For a 59 year old person with $10,000 worth of cover paying $24.93 fortnightly on a Standard Premium payment option.

4  For a 59 year old person with $10,000 worth of cover paying $34.84 fortnightly on a Capped Premium payment option

5 Suicide is excluded in the first 12 months.

6 You must be a Qantas Frequent Flyer member and correctly register valid membership details with OnePath Life Limited (OnePath Life) to start earning Qantas Points on eligible OnePath Life premiums you pay. Points are earned in accordance with the OnePath Life and Qantas Frequent Flyer Rewards Terms and Conditions (PDF 128KB). Membership and points are subject to Qantas Frequent Flyer program terms and conditions. Points are only earned on premiums you pay after OnePath Life has received your Qantas Frequently Flyer membership details. Qantas does not endorse, is not responsible for and does not provide any advice, opinion or recommendation about this product or the information provided by OnePath Life in this communication.

7  Complimentary join fee waiver offered by OnePath Life. This complimentary offer may be withdrawn at any time.

ANZ recommends that you read the Grow Terms and Conditions available at and consider if this service is appropriate to you prior to making a decision to acquire or use Grow by ANZ. Share investments, Insurance and Super within Grow are not provided by ANZ but by entities which are not banks. ANZ does not guarantee these entities.​

ANZ does not represent or guarantee that access to Grow by ANZ will be uninterrupted. Temporary service disruptions may occur. Grow by ANZ is a trademark of ANZ.​

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Grow by ANZ is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.​