Help with your ANZ Personal Loan repayments
when things don’t go to plan.

Additional features

Get a discount on your loan interest rate

Loan protection insurance -great wall of china

Save 0.25% pa when you take out loan protection.

Ask for ANZ Loan Protection when you take out your ANZ personal loan. You’ll have the convenience of your premium funded in as part of your loan — and will also receive a 0.25% pa discount on your interest rate for as long as you keep your insurance.

Optional protection for your ANZ personal loan

Choice of cover

Loan protection insurance -couple in a sports car

Tailor your loan protection to your needs.

Choose Life and Disability cover on its own, or add Involuntary Unemployment cover to help meet your repayments if you’re made redundant2.

Cover for death, disability and involuntary unemployment
2 View conditions

How to apply or find out more

Call 13 16 14

Talk to a specialist in our call centre: Call 13 16 14 8am–8pm (Sydney time), Monday to Friday.

Call 13 16 14 Call 13 16 14


Apply with your new ANZ personal loan and be covered as soon as your loan is in place.

At a branch

Drop in to an ANZ branch.

Making a claim Show more

We understand if you need to make a claim, it may come at a difficult time. So we try to make the process as straightforward as we can.

To get started with an ANZ Loan Protection claim, call 1300 552 253.

Depending on the type of claim, we’ll need you to provide some extra information. We’ll let you know what you need to send us when you advise us of your claim.

Waiting and qualifying periods

There are waiting and qualifying periods before you can claim. Please see the see the ANZ Loan Protection Product Disclosure Statement and Policy Document for details.

Not sure? Learn more about insurance Show more

Downloads Show more

Important information Show more

1    If you receive a medical consultation for any illness or injury in the six months before you purchase the policy, and that illness or injury leads to a claim after the firth six months after the policy commences, you will not be covered. Please see the ANZ Loan Protection Product Disclosure Statement and Policy Document (PDS) for details.

2    There is no cover available for the Disability Benefit or Involuntary Unemployment Benefit if you are working in a permanent part time, casual, contract or temporary capacity or you are self-employed for less than 10 hours per week.

3    It is not a condition of your loan that you purchase this product.

ANZ Loan Protection, ANZ Car Insurance and ANZ Travel Insurance is jointly issued by OnePath Life Limited (ABN 33 009 657 176) (OnePath Life) and QBE Insurance (Australia) Limited (ABN 78 003 191 035).

This information is of a general nature and has been prepared without taking account of your objectives, financial situation or needs. You should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs.

ANZ recommends that you read the ANZ Financial Services Guide and the ANZ Loan Protection, ANZ Car Insurance or ANZ Travel Insurance Product Disclosure Statement and Policy Document (also available by calling 13 16 14) before deciding whether to acquire, or to continue to hold, these products.

Want to know more?