1. Subject to monetary limits. Please see the table of Benefits in the ANZ Travel Insurance Product Disclosure Statement.
2. There are general exclusions that apply to all sections of your policyincluding but not limited to where you travel even though you know you are unfit to travel; or against medical advice; or when you know you have to consult a medical practitioner for the purpose of obtaining medical advice or treatment. The general exclusions are set out in full on pages 21-23 of the ANZ Travel Insurance Product Disclosure Statement.
3. Your policy must be issued to you before you travel to be covered and you can not apply more than 12 months before you leave.
* The monthly amount payable for a valid claim may be less than the Income Benefit selected at the time of application, depending on your ‘pre-claim earnings’ and ‘other payments’. The maximum monthly benefit available depends on your occupation category at time of application, and is up to $10,000 for a standard risk occupation, and up to $3,000 for a special risk occupation. When you apply, we will class your occupation as standard risk or special risk. If you are classed by us as having a special risk occupation, your Income Benefit is not payable for a disability caused by the occupational duties you perform.
^ If your home is totally destroyed in an insurable event and we accept your claim.
ANZ recommends that you read the Grow Terms and Conditions available at www.anz.com and consider if this service is appropriate to you prior to making a decision to acquire or use Grow by ANZ. Share investments, Insurance and Super within Grow are not provided by ANZ but by entities which are not banks. ANZ does not guarantee these entities.
ANZ does not represent or guarantee that access to Grow by ANZ will be uninterrupted. Temporary service disruptions may occur. Grow by ANZ is a trademark of ANZ.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Grow by ANZ is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.
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