ANZ Share Investment Loan and Trading Account
Apply online today
ANZ Share Investment Loan
1) Read our important documents
2) Download the application form
3) Send your completed form to:
ANZ Investment Lending Reply Paid 4338 Melbourne, VIC 8060
Borrowing to invest in the sharemarket can be a potentially effective and tax-efficient way to help grow your wealth.
You can use your investment loan to build your share or managed fund portfolio, giving you more exposure to potential gains.
If your investments rise in value, you’ll multiply the value of your returns — simply because you have more money invested.
But if they fall, your losses can be multiplied too, so it’s important to understand the risks.
Your investment loan is backed by approved security you provide — usually shares, managed funds1 or cash — plus potentially the investments you buy.
How much you can borrow to invest depends on your loan to value ratio (LVR) — generally between 30% - 80% of the market value depending on the individual stock or managed fund on ANZ’s Approved Securities List (ASL).
ANZ investment loans offer competitive LVRs, with even better terms when you meet our diversification criteria. Find out more
And you’ll also enjoy one of the highest levels of choice and diversification of any investment loan, with more than 2,000 approved shares and managed funds1.
When you’re comparing investment loan rates, it’s not just about how much you pay. It’s also about what you get for your money.
An ANZ investment loan gives you:
If you trade using ANZ Share Investing, you can apply directly for an ANZ Share Investment Loan and Trading account
If you prefer to use a broker or advisor to manage your trades, you can apply for an ANZ Share Investment Loan. Simply fill in the form below and give it to your broker.
ANZ investment loans offer these optional extra features, giving you greater flexibility to build your portfolio.
The Diversified Portfolio feature of the ANZ Share Investment Loan rewards investors who hold a range of securities by allowing borrowing against a more extensive Approved Securities List (ASL), including many small to mid-cap shares.
In addition, the Diversified Portfolio feature provides higher LVRs against many of ANZ’s Approved Securities.
This allows you to increase your borrowing level against your securities to create a large or more diversified portfolio, or create a greater cushion against a potential margin call.
To qualify as a Diversified Portfolio, you must ensure your portfolio complies with the following eligibility criteria3:
+ If either of the above applies, the Approved Securities in excess of these limits will be excluded from the diversified portion of your portfolio & the Standard LVR will apply
|Geared savings plan*||Grow your managed fund investment over time with just a small initial outlay, and build on it with monthly instalments and borrowed funds.|
* ANZ Share Investment Loans only
To find out more about these features, see the PDS (PDF 129kB).
To make sure you’re across all of the risks involved with investment lending, and what you can do to help minimise your risk, read the PDS (PDF 129kB) and seek professional financial advice.
ANZ Share Investment Loan Application Form (PDF, 926kb)
ANZ Investment Lending Terms and Conditions (PDF, 505kb)
ANZ Share Investment Loan Fee and Charges (PDF, 35kb)
ANZ Financial Services Guide (PDF, 522kb)
Calculators and Tools:
Online forms are available to help you with:
Payments to/from your margin loan
Transferring to/from your margin loan
Changing your details
Changing the features of your margin loan
Understanding your statements
The Buffer Ratio on the ANZ Share Investment Loan is 5%.
Leveraging a share portfolio is fast becoming a popular wealth creation strategy. However, you should be aware that whilst leveraging into investments increases the potential return, it is important to recognise that it can also multiply the effects of falls in sharemarket values. We therefore strongly advise you talk to your financial planner, tax adviser and/or stockbroker and ensure you understand the risks, the specific tax implications as well as the legal and financial ramifications of a share investment lending facility.
References to an ANZ Share Investment Loan are references to that product or, where appropriate, to the division of ANZ that administers that product.