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Fee Analysis: Research conducted by SuperRatings Pty Ltd, holder of Australian Financial Services Licence No. 311880.  Analysis current as at July 2013, and limited to the member, administration and investment management fees of 165 retail, industry and government super funds.  In conducting the analysis, the ANZ Smart Choice Pension - Growth diversified investment option has been compared against the main Balanced option of products contained within the SuperRatings database. Annual fees are calculated on a constant $250,000 pension balance.  Data used in the research from sources considered reliable. It is not guaranteed to be accurate or complete. For a copy of the SuperRatings research click here or call 13 12 87.

All fees are subject to change. Other key features are relevant when choosing a super fund, including performance.

ANZ does not represent or guarantee that access to ANZ Internet Banking will be uninterrupted. Temporary service disruptions may occur.ANZ goMoney™ is a registered trade mark of ANZ.

ANZ Smart Choice Super and Pension and ANZ Smart Choice Super (for Employers and their Employees) are issued by OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346, RSE L0000673), a wholly owned subsidiary of Australia and New Zealand Banking Group Limited (ABN11 005 357 522) (ANZ).

This information is of a general nature and has been prepared without taking account of your personal needs, financial situation or objectives. Before acting on this information, you should consider whether the information is appropriate for you having regard to your personal needs, financial circumstances or objectives. You should read the ANZ Financial Services Guide, the relevant Product Disclosure Statement, Additional Information Guide on www.wealth.anz.com and the Electronic Access Terms and Conditions and consider if this product is right for you.

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