Fees. Don't let them eat into your future.
Did you know that a difference of just 1% in fees can make up to a 20% difference to your retirement income 30 years from now?
There can be big differences from fund to fund. That's why it's so important to do your research and consider a fund with lower fees.
*Fee Analysis: Research conducted by SuperRatings Pty Ltd, holder of Australian Financial Services Licence No. 311880. Analysis current as at March 2016, and limited to the member, administration and investment management fees of 401 retail, industry, corporate and government super funds, including 105 MySuper options. ^The ANZ Smart Choice Super fee includes a one off 0.01% APRA levy charged on 28/05/15. In conducting the analysis, the ANZ Smart Choice Super - 1960’s diversified investment option has been compared against the main Balanced option of products contained within the SuperRatings database. Annual fees are calculated on a constant $50,000 super balance. Data used in the research from sources considered reliable. It is not guaranteed to be accurate or complete. For a copy of the SuperRatings research click here or call 13 12 87.
All fees are subject to change. Other key features are relevant when choosing a super fund, including performance.
Before redirecting your super or moving your money into ANZ Smart Choice Super and Pension, you will need to consider whether there are any adverse consequences for you, including exit fees, other loss of benefits (e.g. insurance cover), increase in investment risks and where your future employer contributions will be paid.
Taxation law is complex and this information has been prepared as a guide only and does not represent taxation advice. Please see your tax adviser for independent taxation advice.
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