Additional features

Insurance included

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Protect yourself and your family.

Enjoy peace of mind knowing that should the unexpected happen, your family is protected. Your automatic Death and Total and Permanent Disability (TPD) cover is based on your age, with cover increasing for when you are likely to have greater commitments and lowering when you’re less likely to. You also have the option to apply for your own level of cover and add income protection. View Conditions.

Free and easy super round-up service

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All your money in the one account.

No one likes paying multiple times for the same thing. So we can help you track down and bring together all your super accounts – including any you’ve lost along the way.

With our innovative online transfers, you can round up your super with a few clicks. No more paper forms and no more multiple sets of fees.

All you need is an ANZ Smart Choice Super account to get started.

Find out more

If you are an employee

Call 13 12 87 Mon to Fri, 8am to 7pm (AEST).

If you are an employer

Find out more about ANZ Smart Choice Super for employers and their employees.

What do you want to do with your super? Show more

Important Information Show more

Fee Analysis: Research conducted by SuperRatings Pty Ltd, holder of Australian Financial Services Licence No. 311880.  Analysis current as at January 2014, and limited to the member, administration and investment management fees of 313 retail, industry and government super funds.  In conducting the analysis, the ANZ Smart Choice Super - 1960's diversified investment option has been compared against the main Balanced option of products contained within the SuperRatings database. Annual fees are calculated on a constant $50,000 super balance.  Data used in the research from sources considered reliable. It is not guaranteed to be accurate or complete. For a copy of the SuperRatings research call 13 12 87 or go to http://www.anz.com/superfeesgraph.

All fees are subject to change. Other key features are relevant when choosing a super fund, including performance.

Conditions: Death and TPD cover are automatic unless you opt out. Death, TPD and Income Protection insurance are subject to eligibility. The level of cover you receive is based on your age. The standard cover premium for Death and TPD depends on your smoking status, age and gender, and for TPD, your occupational classification. You are a smoker if you’ve smoked tobacco or any other substance in the last 12 months.

Before re-directing your super or moving your money into ANZ Smart Choice Super, you will need to consider whether there are any adverse consequences for you, including exit fees, other loss of benefits (e.g. insurance cover) or increase in investment risks.

ANZ does not represent or guarantee that access to ANZ Internet Banking will be uninterrupted. Temporary service disruptions may occur. ANZ goMoney™ is a registered trade mark of ANZ.

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Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

ANZ Smart Choice Super and Pension and ANZ Smart Choice Super (for Employers and their Employees) are issued by OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346, RSE L0000673), a wholly owned subsidiary of Australia and New Zealand Banking Group Limited (ABN11 005 357 522) (ANZ).

This information is of a general nature and has been prepared without taking account of your personal needs, financial situation or objectives. Before acting on this information, you should consider whether the information is appropriate for you having regard to your personal needs, financial circumstances or objectives. You should read the ANZ Financial Services Guide, the relevant Product Disclosure Statement, Additional Information Guide on www.wealth.anz.com and the Electronic Access Terms and Conditions and consider if this product is right for you.

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