Additional features

Insurance included

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Protect yourself and your family.

If the worst happens, it’s good to know ANZ Smart Choice Transition to Retirement provides automatic Death cover. View Conditions.

No forms, no medical checks and with no impact on your take home pay. Once you've opened your account, you can also apply for your own level of cover. You also have the option to add income protection.
 

What cover can I get?
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Please enter an age between 16 - 75
Please select gender
Please select smoking status
Ages 16-75
Gender
Smoking status*
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Death Cover

What you'll get $0
Current standard cover
What it will cost you $0.00 per year
Current standard premium
  Add Total and Permanent
Disability cover
Disability Insurance not available if aged over 65

Once you've opened your account, you can also apply for your own level of cover. You also have the option to add income protection.

  Death Cover Premiums Death & TPD Cover Premiums
Age Next Birthday Default Cover Male Non-smoker Male Smoker Female Non-smoker Female Smoker Male Non-smoker Male Smoker Female Non-smoker Female Smoker
16-19 $100,000 $108.99 $154.55 $44.31 $68.61 $162.68 $221.24 $98.00 $135.29
20 $100,000 $108.99 $154.55 $44.31 $68.61 $155.76 $218.64 $91.08 $132.70
21 $150,000 $160.81 $229.15 $58.16 $77.48 $221.86 $321.38 $119.21 $169.71
22 $150,000 $139.37 $199.67 $58.16 $76.83 $199.12 $293.20 $117.91 $170.36
23 $150,000 $128.64 $183.59 $56.28 $72.89 $188.40 $277.12 $116.04 $166.42
24 $150,000 $121.94 $172.87 $58.29 $79.90 $181.70 $272.89 $118.05 $179.93
25 $150,000 $112.56 $158.13 $61.11 $84.91 $168.42 $254.25 $116.96 $181.03
26 $200,000 $142.94 $205.47 $80.05 $110.92 $215.68 $328.45 $152.79 $233.90
27 $200,000 $139.37 $203.69 $80.05 $110.92 $212.11 $326.66 $152.79 $233.90
28 $200,000 $135.79 $210.83 $77.19 $106.35 $205.07 $330.35 $146.47 $225.86
29 $200,000 $132.22 $210.83 $77.19 $108.63 $199.77 $328.61 $144.74 $226.41
30 $200,000 $121.50 $200.11 $72.36 $111.44 $189.05 $316.16 $139.91 $227.49
31 $250,000 $149.64 $254.61 $99.72 $165.28 $234.08 $406.16 $184.16 $316.84
32 $250,000 $151.87 $265.78 $104.97 $183.14 $236.31 $428.16 $189.41 $345.52
33 $250,000 $151.87 $279.18 $107.20 $192.07 $240.64 $450.22 $195.97 $363.11
34 $250,000 $154.11 $292.58 $107.20 $187.61 $242.87 $467.95 $195.97 $362.98
35 $250,000 $154.11 $297.04 $107.20 $189.84 $242.87 $472.41 $195.97 $365.21
36 $300,000 $184.93 $367.17 $131.33 $235.85 $296.64 $588.01 $243.04 $456.68
37 $300,000 $190.29 $385.93 $144.73 $259.97 $307.20 $609.37 $261.64 $483.40
38 $300,000 $203.69 $420.78 $151.59 $265.20 $333.59 $675.39 $281.49 $519.81
39 $300,000 $211.73 $442.22 $164.02 $298.36 $352.02 $720.21 $304.32 $576.35
40 $300,000 $219.77 $474.38 $171.15 $315.61 $370.46 $757.57 $321.84 $598.80
41 $300,000 $240.91 $533.12 $181.18 $339.16 $401.99 $824.11 $342.25 $630.14
42 $300,000 $262.44 $599.50 $199.80 $387.08 $444.30 $939.85 $381.67 $727.43
43 $300,000 $292.61 $688.08 $213.07 $418.58 $495.26 $1,059.61 $415.72 $790.10
44 $300,000 $322.98 $770.54 $232.28 $469.47 $546.41 $1,186.23 $455.72 $885.16
45 $300,000 $350.58 $853.00 $266.30 $547.06 $612.99 $1,336.24 $528.70 $1,030.30
46 $300,000 $394.75 $958.20 $303.92 $628.34 $696.13 $1,524.58 $605.30 $1,194.72
47 $285,000 $416.97 $999.43 $329.97 $677.11 $750.18 $1,626.34 $663.18 $1,304.02
48 $270,000 $440.40 $1,038.95 $346.47 $703.37 $807.51 $1,691.32 $713.58 $1,355.74
49 $255,000 $471.68 $1,082.93 $346.13 $688.56 $855.93 $1,785.18 $730.39 $1,390.82
50 $240,000 $491.00 $1,104.20 $378.54 $756.07 $917.08 $1,879.46 $804.62 $1,531.33
51 $225,000 $550.76 $1,204.04 $423.70 $851.50 $1,000.88 $2,059.45 $873.82 $1,706.91
52 $210,000 $596.59 $1,279.48 $455.68 $895.68 $1,091.26 $2,228.81 $950.35 $1,845.01
53 $195,000 $632.37 $1,337.91 $469.03 $896.48 $1,171.08 $2,386.61 $1,007.74 $1,945.19
54 $180,000 $629.40 $1,246.65 $484.59 $904.17 $1,212.40 $2,390.83 $1,067.59 $2,048.36
55 $165,000 $581.37 $1,020.28 $492.10 $888.05 $1,198.67 $2,242.01 $1,109.40 $2,109.79
56 $150,000 $656.89 $1,295.26 $481.71 $858.68 $1,333.69 $2,631.97 $1,158.50 $2,195.39
57 $135,000 $713.98 $1,442.43 $481.00 $849.48 $1,413.12 $2,816.16 $1,180.13 $2,223.20
58 $120,000 $727.92 $1,430.10 $473.17 $800.51 $1,483.43 $2,895.41 $1,228.68 $2,265.81
59 $105,000 $659.35 $1,133.64 $452.13 $734.48 $1,471.37 $2,694.94 $1,264.16 $2,295.79
60 $95,000 $610.38 $909.81 $477.82 $752.80 $1,484.11 $2,575.81 $1,351.55 $2,418.80
61 $85,000 $785.18 $1,438.99 $488.27 $747.21 $1,700.17 $3,132.06 $1,403.26 $2,440.28
62 $75,000 $797.33 $1,434.53 $493.14 $733.01 $1,739.13 $3,128.46 $1,434.94 $2,426.94
63 $70,000 $769.38 $1,226.84 $525.93 $758.56 $1,794.49 $3,024.26 $1,551.03 $2,555.98
64 $65,000 $753.57 $1,083.33 $529.59 $704.88 $1,895.16 $3,028.76 $1,671.18 $2,650.30
65 $60,000 $720.41 $921.12 $518.73 $627.08 $1,949.29 $3,002.68 $1,747.62 $2,708.64
66 $30,000 $448.63 $617.11 $336.62 $454.28 n/a n/a n/a n/a
67 $30,000 $554.06 $813.21 $381.38 $512.17 n/a n/a n/a n/a
68 $30,000 $627.39 $900.27 $409.92 $519.32 n/a n/a n/a n/a
69 $30,000 $644.53 $834.18 $427.04 $492.26 n/a n/a n/a n/a
70 $30,000 $668.35 $748.05 $441.25 $459.52 n/a n/a n/a n/a
71 $15,000 $406.75 $572.68 $296.02 $380.57 n/a n/a n/a n/a
72 $15,000 $538.43 $874.52 $334.21 $424.39 n/a n/a n/a n/a
73 $15,000 $604.63 $962.83 $377.36 $472.90 n/a n/a n/a n/a
74 $15,000 $677.66 $1,057.30 $426.27 $526.91 n/a n/a n/a n/a
75 $15,000 $757.40 $1,157.54 $474.51 $576.89 n/a n/a n/a n/a

Free round up service

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All your money in the one fund.

No one likes paying multiple times for the same thing. So we can help you track down and bring together all your super accounts – including any you’ve lost along the way.

With our innovative online transfers, you can round up your super with a few clicks. No more paper forms and no more multiple sets of fees.

All you need is an ANZ Smart Choice Super account to get started.

How to apply or find out more

Online

It only takes 5 minutes.

Call 13 12 87

Mon to Fri, 8am to 7pm (AEST).

At a branch

Find your nearest ANZ branch

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Important Information Show more

ANZ Smart Choice Super was awarded the 5-star ‘Outstanding Value’ CANSTAR award in the Superannuation category in 2014. Visit the CANSTAR website to view full report. ANZ Smart Choice Super received a Gold rating in SuperRating’s 2015 product rating. ANZ Smart Choice Super was awarded Best New Product and Fast Mover in SuperRating's 2015 product rating. SuperRating does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria.

Fee Analysis: Research conducted by SuperRatings Pty Ltd, holder of Australian Financial Services Licence No. 311880. Analysis current as at March 2015, and limited to the member, administration and investment management fees of 420 (including 87 MySuper funds) retail, industry, corporate and government super funds. In conducting the analysis, the ANZ Smart Choice Super - 1960's diversified investment option has been compared against the main Balanced option of products contained within the SuperRatings database. Annual fees are calculated on a constant $50,000 super balance. Data used in the research from sources considered reliable. It is not guaranteed to be accurate or complete. For a copy of the SuperRatings research click here or call 13 12 87.

All fees are subject to change. Other key features are relevant when choosing a super fund, including performance.

Conditions: Death cover is automatic unless you opt out. Both Death and Total and Permanent Disability covers are subject to eligibility and exclude pre-existing medical conditions.

*You are a smoker if you’ve smoked tobacco or any other substance in the last 12 months. Cover and premiums shown are based on standard cover only. The level of cover you receive is based on your age. The standard cover premium for Death and TPD depends on your smoking status, age and gender, and for TPD only, your occupational classification. Cover is subject to eligibility and excludes pre-existing medical conditions. TPD cover is not available for Pension or Transition to Retirement accounts. Refer to the PDS for further detail.

All fees are subject to change. Other key features are relevant when choosing a super fund, including performance.

Conditions : Unless you opt out.  Death cover is subject to eligibility and excludes pre-existing medical conditions.

Before redirecting your super or moving your money into ANZ Smart Choice Super and Pension, you will need to consider whether there are any adverse consequences for you, including exit fees, other loss of benefits (e.g. insurance cover), increase in investment risks and where your future employer contributions will be paid.

Taxation law is complex and this information has been prepared as a guide only and does not represent taxation advice. Please see your tax adviser for independent taxation advice.

ANZ does not represent or guarantee that access to ANZ Internet Banking, ANZ goMoney® or Grow by ANZ™ will be uninterrupted. Temporary service disruptions may occur. ANZ goMoney®  is a registered trademark of ANZ. Grow by ANZ™ is a trademark of ANZ.

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