Banking, super, share investing and insurance all in one place.

The award-winning, FREE Grow by ANZ app brings your finances together in one place, designed to make it easier for you to manage and grow your money.

Grow by ANZ now has a fresh new design making Grow even faster and simpler to use.  Banking, super, share investing, insurance and Grow Insights in one place to help you become more connected and confident with your money.

Overview of Grow by ANZ app

More personalised banking

Easy and secure everyday banking.

Grow by ANZ gives you a single, convenient place to manage your banking anywhere, anytime. Check balances, pay bills and more.

Make more of your super

Round up your super in a few taps.

Open an ANZ Smart Choice Super account and Grow by ANZ can help you round up all your other super accounts in just a few taps. Plus you can check your balance, transactions and monitor performance and much more. 

Now even easier to start share investing

The easy way to start share investing.

Browse the market, get investment ideas and recommendations from independent research providers, then when you’re ready you can simply tap to buy or sell.


Protect the things that matter to you.

Life's unpredictable so it pays to protect your income and assets, like your car and home, that make up your wealth.

A wealth of knowledge with Grow Insights

Grow Insights is a new digital magazine that Grow users can access from their home screen in the Grow app. 

Fresh articles will be added each month, covering a range of must read topics on savings, investing, insurance and super, with video seminars also coming soon.

What people are saying about Grow by ANZ app


Absolutely amazing app. Easy access to my share portfolio and the ability to research shares and access annual reports from inside the app.

"Excellent, Innovative."

Easy to use, intuitive, all your banking needs in one place. Marketplace is outstanding.

"Consolidate Super without a million forms!"

An app that can save you going through the ATO’s laborious process.


It’s free to get started

Get started with ANZ

Browse our range of simple ANZ accounts to find the right account for you, or book your A-Z Review® at your local branch to help get you on track.

Download the app

Once you have an ANZ account, download the app on your iPhone, iPad or iPad mini.
Grow can be registered on up to 5 Apple iOS devices. Each device will be linked to your Customer Reference Number (CRN) so you will only need the one PIN for all devices.


Register and confirm

Next, enter your Internet Banking login details and your mobile number, and create a secure 4-digit PIN.

Confirm and complete your registration by entering the code sent to you via SMS.

My ANZ apps

ANZ goMoney

Carry your bank with you 24/7. Available from both the App Store and Google PlayTM.

Grow by ANZ™

Banking, super, share investing and insurance in one place. Available from the  App Store.

ANZ Shield

Add an extra layer of security to your ANZ Internet Banking. Available from both the App Store and Google PlayTM.


Find ANZ

Find ANZ services like branches and ATMs. Available from the App Store.

Important Information Show more

Grow by ANZ is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.

This information is general in nature only and does not take into account your personal objectives, financial situation or needs. Please consider its appropriateness to you before you make investment decisions. Past performance is not an indication of future performance.

ANZ recommends that you read the Grow Terms and Conditions available at and consider if this service is appropriate to you prior to making a decision to acquire or use Grow by ANZ.

The Grow by ANZ Terms & Conditions and Licence Agreement is available to download here. By installing this app, you acknowledge and accept the Grow by ANZ Terms & Conditions and Licence Agreement and agree to receive those terms and conditions and any amendments to them electronically via the App Store or your Mobile Device. You acknowledge that ANZ will not send you a paper copy. 

You should read the ANZ Financial Services Guide and the ANZ Smart Choice Super and Pension Product Disclosure Statement and Additional Information Guide on and consider if ANZ Smart Choice Super is right for you.

ANZ Smart Choice Super and Pension is issued by OnePath Custodians Pty Limited ABN 12 008 508 496 (OnePath). OnePath is not a bank. Except where stated, the obligations of OnePath are not deposits or liabilities of ANZ. ANZ does not guarantee OnePath or investments in the product.

Other key features are relevant when choosing a super fund, including performance.

Before re-directing your super or moving your money into ANZ Smart Choice Super, you will need to consider whether there are any adverse consequences for you, including exit fees, other loss of benefits (e.g. insurance cover) or increase in investment risks.

The Share Investments service is provided ETRADE Australia Securities Limited ACN 078 174 973 (E*TRADE). E*TRADE is not a bank. Except for deposits in your ANZ Cash Investment Account, obligations of E*TRADE are not deposits or liabilities of ANZ. ANZ does not guarantee E*TRADE.

E*TRADE and the E*TRADE logo are registered trademarks of E*TRADE Financial Corporation (E*TRADE Financial). E*TRADE Financial has granted ETRADE Australia Securities Limited the right to use certain registered trademarks. E*TRADE Australia Securities Limited is not an affiliate of E*TRADE Financial.

ANZ does not represent or guarantee that access to Grow by ANZ will be uninterrupted. Temporary service disruptions may occur.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Grow by ANZ is currently available on iOS devices only (iPad, iPad mini or iPhone). You must be running iOS 7 (or greater) to use the app, which is available from the iTunes App Store.

You need an Australian ANZ Australia Customer Registration Number (CRN) to register and use the app. You also need an Australian residential and postal address to open an ANZ Smart Choice Super account using Grow.

Grow by ANZ is a trade mark of ANZ. ANZ goMoney™ is provided by and is a trademark of ANZ. ANZ goMoney™ for Android™ is only available in Google Play™. ANZ goMoney™ for iPhone is only available from the App Store. iAndroid and Google Play are trademarks of Google Inc.