Banking, insurance, super, shares and more all in one app

The Grow by ANZ app gives you a complete view of your finances. With your banking alongside super, shares and insurance, you can start to see and think about the bigger picture. Plus get the know how to help you get ahead and make more of your money.

See your finances in one place

  1. Banking

    Do your everyday banking and pay bills on the go

  2. Investments

    Share investing made simple and mobile

  3. Insurance

    See, buy and manage your insurance in one place

  4. Super

    Round up your super to save on fees, and track your contributions

  5. Give

    Make a difference and donate to your favourite charities through Shout

  6. Grow Magazine

    A digital magazine to help you Grow your money

Latest features on Grow by ANZ 

Increase your payment limits with Voice ID

  • You can now make Pay Anyone payments over $1,000 and BPAY® payments over $10,000 from your Grow by ANZ app, conveniently and securely using Voice ID

  • No extra passwords or codes to remember, just say the phrase "my voice confirms my identity“

  • Voice ID uses voice biometrics to confirm your identity based on hundreds of unique characteristics

Login with a simple touch with Touch ID

  • Our most requested feature is here - login to Grow by ANZ with one simple touch

  • Enjoy using your fingerprint as personal security to login

  • It’s easy to set up and get started in a few taps

  • Available on iPhone 5s or later, iPad Pro, iPad Air 2, or iPad mini 3 or later

Faster balances on the go

  • Quick Balance lets you see your balance in a single swipe on your iPhone or iPad, no need to login

  • See up to 5 balances on your wrist with Apple Watch, including your ANZ Smart Choice Super and share investment portfolio

What people are saying about Grow by ANZ app

"Everyone needs this app"

The simple design made me want to do more with my money instead of it being a chore

"Super, easy!"

I really like this... super is now something tangible I can see every day... also found an old account I didn't know about

"This is not your typical banking app"

Makes banking so easy... I also opened a new share account, no forms or waiting around.


It’s free to get started

Get started with ANZ

Browse our range of simple ANZ accounts to find the right account for you, or book your A-Z Review® at your local branch to help get you on track.

Download the app

Once you have an ANZ account, download the app on your iPhone, iPad or iPad mini.
Grow can be registered on up to 5 Apple iOS devices. Each device will be linked to your Customer Reference Number (CRN) so you will only need the one PIN for all devices.


Register and confirm

Next, enter your Internet Banking login details and your mobile number, and create a secure 4-digit PIN.

Confirm and complete your registration by entering the code sent to you via SMS.

Important Information Show more

Grow by ANZ is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.

This information is general in nature only and does not take into account your personal objectives, financial situation or needs. Please consider its appropriateness to you before you make investment decisions. Past performance is not an indication of future performance.

ANZ recommends that you read the Grow Terms and Conditions available at and consider if this service is appropriate to you prior to making a decision to acquire or use Grow by ANZ.

The Grow by ANZ Terms & Conditions and Licence Agreement is available to download here. By installing this app, you acknowledge and accept the Grow by ANZ Terms & Conditions and Licence Agreement and agree to receive those terms and conditions and any amendments to them electronically via the App Store or your Mobile Device. You acknowledge that ANZ will not send you a paper copy. 

ANZ Smart Choice Super and Pension is issued by OnePath Custodians Pty Limited ABN 12 008 508 496 (OnePath). OnePath is not a bank. Except where stated, the obligations of OnePath are not deposits or liabilities of ANZ. ANZ does not guarantee OnePath or investments in the product.

Other key features are relevant when choosing a super fund, including performance.

Before re-directing your super or moving your money into ANZ Smart Choice Super, you will need to consider whether there are any adverse consequences for you, including exit fees, other loss of benefits (e.g. insurance cover) or increase in investment risks.

Share Investing Limited (ABN 93 078 174 973, AFSL No.238277) is the provider of the Share Investing service.  Share Investing Limited is a subsidiary of Australia and New Zealand Banking Group Limited (ANZ) but is not an authorised deposit-taking institution under the Banking Act. When you become a customer of Share Investing Limited, it will open an ANZ Cash Investment Account (Cash Account) on your behalf. ANZ is the issuer of the Cash Account. Apart from any deposits in the Cash Account, the obligations of Share Investing Limited do not represent deposits or other liabilities of ANZ. ANZ does not guarantee the obligations of Share Investing Limited.

The information and any advice on this website has been prepared without taking account of your objectives, financial situation or needs.  Before acting upon any advice, you should consider whether it is appropriate for you.

ANZ Home Insurance, ANZ Car Insurance, ANZ Landlord Insurance and ANZ Travel Insurance are issued by QBE Insurance (Australia) Limited. ANZ Life Insurance, ANZ 50+ Life Cover and ANZ Recover Well are issued by OnePath Life Limited. ANZ Income Protection covers two separate financial products. The Income Cover is issued by OnePath Life Limited. Involuntary Unemployment and Family Care Cover are issued by OnePath General Insurance Pty Limited.

ANZ does not guarantee these products or the issuers for these products, QBE, OnePath Life and OnePath General.

You should read the ANZ Financial Services Guide, the relevant Product Disclosure Statement, terms and conditions and/or any additional information for these products available on and consider if the product  is right for you.

ANZ does not represent or guarantee that access to Grow by ANZ will be uninterrupted. Temporary service disruptions may occur.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Grow by ANZ is currently available on iOS devices only (iPad, iPhone and Apple Watch). You must be running iOS8.3 (or greater) to use the app, which is available from the App Store. 

The latest version of Grow by ANZ requires a minimum iOS version 8.3. If you’re using an older version make sure you update this first. On your device, go to Settings > General > Software Update.

You need an Australian ANZ Australia Customer Registration Number (CRN) to register and use the app. You also need an Australian residential and postal address to open an ANZ Smart Choice Super account using Grow.

ANZ goMoney® is provided by and is a trademark of ANZ. ANZ goMoney® for Android™ is only available in Google Play™. ANZ goMoney® for iPhone is only available from the App Store. Android and Google Play are trademarks of Google Inc.

® BPAY is registered to BPAY Pty Ltd ABN 69 079 137 518.