Protection for accidental death & injury from around
$1.50 a day.1
Highlights Show more
- A payment up to $1 million if you were to pass away due to an accident
- Apply up to age 74 with no medicals, blood tests or lifestyle questions
- Fixed premiums that don’t increase with age
- Bed Care Benefit of $100 a day for up to 10 days
- Optional Accidental Injury Benefit — up to $50,000 for a range of covered accidental injuries
- Fast access to your policy with the ANZ App
A lump sum payment when accidents strike.
An accident can change things instantly. But it only takes a few minutes to help protect yourself and your family from the unexpected costs of accidental death or injury.
If you were to pass away as a result of an accident, your family could receive a payout to help pay off the mortgage and assist with living costs — helping them through a difficult time.
And with optional Accidental Injury Benefit, you can be covered for a range of accidental injuries, with a lump sum payment to use as you please.
What’s covered? Show more
Easy acceptance, immediate cover.
We all know how important it is to protect our loved ones. But for some of us, getting life insurance isn’t that simple. ANZ Accident Cover Plus pays a lump sum benefit if you pass away as a result of an accident, and it’s easy to be accepted for cover. So even if you’ve been turned down for life insurance in the past, you can still help protect yourself and your family from life’s unexpected events.
|ANZ Accident Cover Plus gives you:|
|A lump sum payout up to $1 million if you pass away due to an accident||Yes|
|Optional Accidental Injury Benefit, with a payout up to $50,000 for covered injuries, burns or fractures caused by an accident Help||Yes|
|Easy acceptance up to age 74, with no medicals, blood tests or lifestyle questions||Yes|
|Immediate cover — you’re covered as soon as we accept your application||Yes|
|Fixed premiums that won’t increase with age||Yes|
|Worldwide cover — protection in Australia and anywhere around the world||Yes|
|Bed Care Benefit — a payment of $100 a day for up to 10 days if you’re certified by a medical practitioner to be confined to bed and are under the care of a registered nurse as a result of a covered accident||Yes|
|Bonus Qantas Points for members — with one point for every $1 of premium2. Plus, if you are not already a Qantas Frequent Flyer member, for a limited time eligible policyholders can receive complimentary membership (saving you $89.50)2||Yes|
|Flexible premium options — pay monthly, fortnightly or annually, with a discount if you pay annually||Yes|
|A premium discount if you combine your partner’s cover with your own||Yes|
What's not covered
|We want to be up-front about the things we won’t pay a claim for. That way there are no nasty surprises|
|We won’t pay a claim for:|
|Death or injury that occurs six months or more after the accident|
|Accidents (including motor vehicle accidents) that occur as a result of you being under the influence of alcohol, drugs, or other illegal substances|
|Air travel, or aerial ascents or descents, except as a fare paying passenger|
|Death or injury while participating in or training for a professional sport or speed contest|
|Conditions caused by an intentional act or omission|
|Conditions caused by war, hostilities or civil insurrection|
This is only a summary of our cover and exclusions. See the ANZ Accident Cover Plus Product Disclosure Statement and Policy Document for more detail on our benefits, premiums and when we’ll pay.
What it costs Show more
Affordable cover to suit your budget.
We’ve made it easy to get an Accident Cover Plus quote online in minutes.
The cost of your insurance depends on the type and amount of cover you want. But here are some easy tips for tailoring your cover to your budget:
- Match your cover to the premium you can afford
- Add optional Accidental Injury Benefit for greater protection
- Pay annually for an automatic discount
- Earn Qantas Points, with one point for every dollar of premium2— exclusive to ANZ
Protection for accidental death and injury starting from under $6 a week3