Life’s full of little accidents.
So it’s good to know you’re protected.
Highlights Show more
Your biggest asset shouldn't be left to chance
New for old replacement, regardless of age1
Electrical motor burnout and power surge2
Get quick quotes and keep you policy close with the ANZ App
Cover for accidental loss or damage at home3
Cover away from home, anywere in the world for bikes, laptops and phones4
Cover for valuable items up to $3,000
If it’s damaged, lost or stolen - we’ll replace it, new for old1.
ANZ Contents insurance lets you protect your belongings at home, outside, and on the road. We offer new for old replacement up to your sum insured1, plus cover for accidental damage3, motor burnout and valuable items. So you can be covered whether you lose your wedding ring, drop your iPad, or if your fridge motor burns out.
View the ANZ Home Contents Key Facts Sheet (KFS) which sets out some of the events covered and not covered by this policy and other information you should consider. This (KFS) does not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policy. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.
What's covered? Show more
Contents insurance for how you live your life.
Our Contents Insurance is designed to suit the way you live — with optional cover for items away from home and accidental damage. So whether you drop your laptop, your toddler throws a ball at the TV, or your bike is stolen from the bike rack at work, you can be covered with ANZ Home Insurance.
|We cover you for:|
|New for old replacement of contents, regardless of age Help||Yes|
|Flood, bushfire and other natural events (automatically included in your policy). We do not cover loss or damage caused by a bushfire, flood or named cyclone that occurs within 48 hours of the start of your policy.||Yes|
|Electrical motor burn out and food spoilage||Yes|
|Domestic Workers’ Compensation (ACT, Tas., NT and WA only)||Yes|
|Accidental glass breakage||Yes|
|Unspecified valuable items up to $3,000Help||Yes|
|Contents in a commercial storage facility||Yes|
|Contents in transit to $10,000Help||Yes|
|Guest, visitor or employee belongings, up to $7,500||Yes|
|Replacement locks and keys||Yes|
|Alternative accommodation costsHelp||Yes|
|Vet expenses up to $1,000 if your pet is injured in a road accident||Yes|
|Document damage to $1,000Help||Yes|
|Removal of debris resulting from the damage or loss of your contentsHelp||Yes|
|Increase in sum insuredHelp||Yes|
|Accidental Loss or Damage at home (Contents)Help||Yes|
|Contents away from home, anywhere in the worldHelp||Yes|
|Specified valuables over $3,000Help||Yes|
Benefits for over 50s
|A discount on the cost of your premiums||Yes|
|$500 for a limb fracture in your homeHelp||Yes|
|Legal liability cover, up to $30 million||Yes|
|Legal liability cover for sporting or social club committe members, up to $10,000||Yes|
What's not covered
|We want to be up-front about the things we won’t pay a claim for. That way there are no nasty surprises.|
|We won’t pay a claim for:|
|Glassware, crystal, crockery, mirrors or china while in transit|
|Loss or damage caused by vermin, insects or birds|
|Equipment used to earn an income|
|Burnout of electric motors 15 or more years old|
|Sporting equipment while it’s in use|
|Registered motorbikes or mini-bikes and unregistered motorbikes or mini-bikes that are over 125cc|
|Watercraft more than four metres long, or that are powered by a motor of 10hp or more, and jet skis|
|Fixtures and fittings and other contents in a strata property that are insured by the body corporate|
This is only a summary of some of our cover and exclusions. For further information view the ANZ Home Contents Key Facts Sheet (KFS) which sets out some of the events covered and not covered by this policy and other information you should consider. This (KFS) does not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policy. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.
What it costs Show more
Contents cover that gives you more value.
Five ways to get more from your insurance
It only takes a few minutes to get a personalised Contents Insurance quote, either online or over the phone.
The cost of your cover depends on the value of your belongings, where you live and more.
- Enjoy a multi policy discount up to 12.5% off your annual premium5 when you have multiple policies with ANZ
- Receive a discount for combined home and contents cover6
- Receive a discount on your premium7 for the first year you take out a policy if you're an ANZ Breakfree Package holder
Receive a discount on your premiums if you’re
- Choose from a range of higher excess options to lower your premiums.
Multi policy discount
What is it?
We want to reward you for holding more than one policy with us. That’s why we offer an upfront multi policy discount8 to help you save on your premium.
If you hold more than one eligible Home, Landlord or Car Insurance policy with us, we’ll reduce your premium with a discount up to 12.5%. You will continue to receive this discount for as long as you hold multiple policies with us.
For more information on the multi policy discount, refer to the PDS.
Take out a new policy, and if you qualify for the multi policy discount, you will get a discount on it right away.
We will recalculate the premium on any other policies you have with us when they renew.
The maximum discount is achieved by having three or more eligible policies.