Funeral cover with premiums that never go up.
Highlights Show more
- A payment up to $15,000 if you pass away1
- If you pass away from an accident after the first 12 months, we’ll pay double your chosen benefit 2,5
- Premiums that never rise, with the option to cap them at your benefit amount
- Guaranteed acceptance from age 50 to 70
Guaranteed renewal for life, regardless of your health
Life Benefit not paid within first 12 months, except for accidental death.
- Get a quote and apply with Grow by ANZ
A lump sum to help pay for your funeral and any bills you leave behind.
Naturally, you’d like to help your loved ones through a difficult time. And with ANZ 50+ Life Cover, you can.
ANZ 50+ Life Cover helps support your loved ones if you pass away, with a lump sum up to $15,000 they can spend any way they choose.
They’ll receive their payout within two business days of providing the death certificate to us, helping them pay for your funeral and other expenses you leave behind — like credit card debt or unpaid bills.
And because we guarantee that your premiums will never rise, you’ll have the confidence of knowing exactly how much it will cost.
You can use Grow by ANZ to get a quote or apply for a new policy. Grow also gives you 24/7 access to your policy, so you know what you’re covered for. Download Grow today.
What’s covered? Show more
A quick payout for your family, with double the benefit for accidental death.
You’ve worked hard to create a great life for your family. So it’s good to know you can help spare them from financial stress when you’re no longer around.
ANZ 50+ Life Cover pays a lump sum benefit to help your loved ones cover your funeral or final expenses. And if you were to pass away suddenly from an accident, without the time to sort out your financial affairs, your family could receive a double payout, to help them through a difficult time.
|ANZ 50+ Life Cover gives you:|
|A lump sum payout up to $15,000 if you pass away1||Yes|
|Accidental Death Benefit Help||Yes|
|Guaranteed acceptance from age 50 to 70, with no medicals or health checks|
|Guaranteed renewal of your policy, regardless of age or health||Yes|
|Claims generally paid within two business days, so your loved ones won’t be caught short||Yes|
|Your choice of beneficiary — so you can make sure the money goes where it’s needed most||Yes|
|Fast quotes and easy application||Yes|
|Fixed premiums that don’t increase with age or changes in your health||Yes|
|Flexible premium options, including:
Bonus Qantas Points for members — with one point for every $1 of premium6.
Plus, if you are not already a Qantas Frequent Flyer member, for a limited time eligible policyholders can receive complimentary membership (saving you $89.50)7
What's not covered
|We want to be up-front about the things we won’t pay a claim for. That way there are no nasty surprises.|
|Here are the only two reasons we won’t pay a benefit for this policy:|
|Death within the first 12 months, where it was not the result of an accident.
If you die during this period, we’ll refund 100% of any premiums you’ve paid. However, if you die from an accident in the first 12 months, you’ll receive the Accidental Death Benefit.
|Suicide within the first 12 months of starting or reinstating your policy|
This is only a summary of our cover and exclusions. See the ANZ 50+ Life Cover Product Disclosure Statement and Policy Document for more detail on our benefits and when we’ll pay.
What it costs Show more
Choose your premium option to control how much you pay.
We’ve made it easy to get a personalised insurance quote online in minutes. We’ll ask you a few questions to tell you exactly how much your cover will cost.
You can choose between two premium options:
- Standard: pay the same premium up to age 90, then your cover continues free for life.
- Capped: pay the same premium until you reach the benefit amount you chose, then your cover continues free.
Better yet, your premiums are fixed from day one: and won’t increase as you get older.
Which option suits you?
For more information, see the ANZ 50+ Life Cover Product Disclosure Statement and Policy Document.