If you lose your home, we’ll help rebuild it, whatever the cost1.

Award winning cover

ANZ has won the Canstar Outstanding Value Home Insurance Award for 2017 and is the most nationally awarded home insurer since 2009.

Choice recommended ANZ Home & Contents Insurance for 2015 and 2016 with an overall best performer score of 76/100. 

'CHOICE Recommended' is under licence from CHOICE

View the Home Building and Home Contents Key Facts Sheets (KFS) which sets out some of the events covered and not covered by this policy and other information you should consider. This (KFS) does not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policy. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.


Additional features

Cover you can count on.

Home and contents insurance - girl at window watching rain

When they needed us, we were there.

When Queensland was devastated by floods in 2010 and 2011, ANZ Home Insurance’s comprehensive flood cover meant that our customer’s claims were immediately accepted and settled quickly.

It’s just one way we’ve helped our home insurance customers get back on their feet.

Keep all your insurance in one place.

image Grow App

Grow makes it easy to protect what matters most

Grow by ANZ allows you to link and view policies you have with ANZ and other insurers in one place.

  • Keep your cover within easy reach, 24/7 on your iPad or iPhone​
  • Get quick quotes and apply digitally, without any paperwork​
  • Work out how much life cover you may need with a simple calculator
Find out more

How to apply or find out more


It only takes a few minutes to get started. Get a quote or apply online today.

Grow by ANZ

Download the app and apply with just a few taps.

Call 13 16 14

Talk to a specialist in our call centre: 8am–8pm (Sydney time), Monday to Friday

At a branch

Drop in to an ANZ branch.

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Making a claim Show more

If you get broken into, or your home or belongings get damaged, it can be a very stressful time. But you can rest assured that we’ll make claiming as easy as possible, with round-the-clock claims support.

To make a claim:

Contact us on 13 16 14 and advise us of the claim details. We’re open 24 hours a day, 7 days a week.


Complete the claim form online.

Note: before returning or submitting your claim form, please ensure you’ve got all necessary supporting information.

As a handy tip, you can use Grow by ANZ to keep your policy details within easy reach for when you need them.​

After receiving the claim, we will advise if any additional information is required.

Not sure? Learn more about insurance Show more

Downloads Show more

Important Information Show more

1. If your home is totally destroyed in an insurable event and we accept your claim.

2. An item may be repaired or replaced, or the cost of repair or replacement may be paid to you.

3. We do not cover loss or damage caused by a bushfire that occurs within 48 hours of the start of your policy.

4. Discounts are applied in a preset order and exclude any premium for Liability cover, Domestic Workers’ Compensation and are calculated before taxes and charges.

5. Cover away from home: Your contents are covered away from home anywhere in Australia and New Zealand for up to 120 consecutive days if the damage or loss occurs as a result of an event we have agreed to cover. Your contents are covered away from home outside Australia and New Zealand for up to 120 consecutive days and up to 25% of the sum insured or $15,000, whichever is the lesser, if the damage or loss occurs as a result of an event we have agreed to cover. This does not apply if you have chosen the option to remove cover away from home. Please refer to the PDS for full details.

6. Conditions apply, refer to page 58 of the PDS.

7. Reference to insurance premium amounts for the purposes of calculating the applicable Breakfree Package benefits exclude any stamp duty, GST and other government fees, charges or levies components that are included in the total premium amount paid by you.

*  The monthly amount payable for a valid claim may be less than the Income Benefit selected at the time of application, depending on your ‘pre-claim earnings’ and ‘other payments’. The maximum monthly benefit available depends on your occupation category at time of application, and is up to $10,000 for a standard risk occupation, and up to $3,000 for a special risk occupation. When you apply, we will class your occupation as standard risk or special risk. If you are classed by us as having a special risk occupation, your Income Benefit is not payable for a disability caused by the occupational duties you perform.

ANZ recommends that you read the Grow Terms and Conditions available at www.anz.com and consider if this service is appropriate to you prior to making a decision to acquire or use Grow by ANZ. Share investments, Insurance and Super within Grow are not provided by ANZ but by entities which are not banks. ANZ does not guarantee these entities.​

ANZ does not represent or guarantee that access to Grow by ANZ will be uninterrupted. Temporary service disruptions may occur. Grow by ANZ is a trademark of ANZ.​

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Grow by ANZ is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522.​

ANZ Home and Contents Insurance was awarded with the ‘CHOICE Recommended’ award in the Home Insurance category in 2015. Click here to view the full report.

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ˆFor full Terms & Conditions go to anz.com/home-improvements. Authorised under NSW Permit. LTPS/17/18661, ACT Permit No. TP17/02077, & SA Licence No. T17/1950. ANZ Home and Landlord Insurance is issued by QBE Insurance (Australia) Ltd. Read the PDS available at anz.com and consider if it’s right for you.