Highlights Show more
Grow your earning potential with an investment loan.
Borrowing to invest in the sharemarket can be a potentially effective and tax-efficient way to help grow your wealth.
You can use your investment loan to build your share or managed fund portfolio, giving you more exposure to potential gains.
If your investments rise in value, you’ll multiply the value of your returns — simply because you have more money invested.
But if they fall, your losses can be multiplied too, so it’s important to understand the risks.
Performance of a geared vs ungeared portfolio over 5 years
How it works Show more
Maximise your borrowing power with competitive LVRs.
Your investment loan is backed by approved security you provide — usually shares, managed funds1 or cash — plus potentially the investments you buy.
How much you can borrow to invest depends on your loan to value ratio (LVR) — generally between 30% - 80% of the market value depending on the individual stock or managed fund on ANZ’s Approved Securities List (ASL).
ANZ investment loans offer competitive LVRs, with even better terms when you meet our diversification criteria. Find out more
And you’ll also enjoy one of the highest levels of choice and diversification of any investment loan, with more than 1,700 approved shares and managed funds1.
What it costs Show more
Extra value, without extra fees.
When you’re comparing investment loan rates, it’s not just about how much you pay. It’s also about what you get for your money.
An ANZ investment loan gives you:
- Competitive loan to value ratios (LVRs) with a built-in buffer to help manage margin calls
- An extensive list of approved stocks and managed funds — giving you more investment options
- Visibility of your loan and investments through My Portfolio — making it easy to keep track
- A dedicated relationship manager
- Discounted loan rates for frequent traders
Choose the investment loan that's right for you
ANZ Share Investment Loan for ANZ Share Investing customers
If you trade using ANZ Share Investing, you can apply directly for an ANZ Share Investment Loan and Trading account
ANZ Share Investment Loan when trading through a broker
If you prefer to use a broker or advisor to manage your trades, you can apply for an ANZ Share Investment Loan. Simply fill in the form below and give it to your broker.