Additional features

Insurance included

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Protect yourself and your family.

Enjoy peace of mind knowing that should the unexpected happen, your family is protected. Your automatic Death and Total and Permanent Disability (TPD) cover is based on your age, with cover increasing for when you are likely to have greater commitments and lowering when you’re less likely to. Once your account is open, you can also apply for your own level of cover including the ability to apply for Income Protection cover.^ View Conditions.

Free and easy super round-up service

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Bring all your money into the one fund.

No one likes paying multiple times for the same thing. So we’ve made it easier than ever to help you bring your super together – including any you’ve lost along the way.

With our innovative online transfers, you can round up your super with a few clicks. No more paper forms and no more multiple sets of fees.

All you need is an ANZ Smart Choice Super account to get started.

Find out more

If you are an employee

Call 13 12 87 Mon to Fri, 8am to 7pm (AEST).

If you are an employer

Find out more about ANZ Smart Choice Super for employers and their employees.

What do you want to do with your super? Show more

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Important Information Show more

ANZ Smart Choice Super for employers and their employees received a Gold rating in SuperRating’s 2017 MySuper product rating. SuperRatings does not issue, sell, guarantee or underwrite this product. Go to for details of its ratings criteria. The Heron Partnership awarded ANZ Smart Choice Super for employers and their employees 5 Heron Quality Stars and classified it as a Top Ten Product in respect to the quality of its Insurance Features. Visit for more information. 

^Fees analysis: Research conducted by SuperRatings Pty Ltd, holder of Australian Financial Services Licence No. 311880. Analysis current as at September 2016, and limited to the member, administration and investment management fees of 169 retail, industry, corporate and government MySuper funds. ^The ANZ Smart Choice Super fee includes a 0.01% APRA levy and 0.03% Stronger Super levy charged on 09/06/16. In conducting the analysis, the ANZ Smart Choice Super - 1960’s diversified investment option has been compared against the main Balanced option of products contained within the SuperRatings database. Annual fees are calculated on a constant $50,000 MySuper balance. Data used in the research from sources considered reliable. It is not guaranteed to be accurate or complete. For a copy of the SuperRatings research call 13 12 87 or go to

All fees are subject to change. Other key features are relevant when choosing a super fund, including performance.

Conditions: Death and TPD cover are automatic unless you opt out. Death, TPD and Income Protection insurance are subject to eligibility. The level of cover you receive is based on your age. The standard cover premium for Death and TPD depends on your smoking status, age and gender, and for TPD, your occupational classification. You are a smoker if you’ve smoked tobacco or any other substance in the last 12 months.

Before redirecting your super or moving your money into ANZ Smart Choice Super, you will need to consider whether there are any adverse consequences for you, including exit fees, other loss of benefits (e.g. insurance cover), increase in investment risks and where your future employer contributions will be paid.

ANZ does not represent or guarantee that access to ANZ Internet Banking, ANZ goMoney® or Grow by ANZ will be uninterrupted. Temporary service disruptions may occur. ANZ goMoney®  is a registered trademark of ANZ.

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